Insurance and security for flooded properties
Insurance
If your property has been flooded, check your insurance policy and contact your insurance company immediately.
The majority of household policies provide insurance cover for flooding.
Remember to keep records of flood damage and photograph any goods or furniture before disposing of them.
Be aware of any requirements from your insurers before disposing of items. Remember to keep records of flood damage and photograph any goods or furniture before disposing of them as you may need to show evidence of damage.
If you rent your property
If you're a tenant and have taken out contents insurance, household contents, fixtures and fittings should be covered.
It is normally the responsibility of your landlord to provide building insurance.
If you are not insured
If you are uninsured, you will most likely be responsible for covering all costs of flood damage.
Flood Re
Flood Re is a joint initiative between the government and insurers. Its aim is to make the flood cover part of household insurance policies more affordable. You can read about how Flood Re works. It is important that people at high flood-risk in Herefordshire shop around for the best insurance policy.
Security
If you are worried about the security of your property call West Mercia Police.